London 020 3040 4400

Mortgage Deal of the Month

Our choice for May’s Mortgage Deal of the Month is an Intermediary exclusive 2 Year Fixed rate.

Initial Rate:

A fixed rate of 1.35% until 30/06/2021.

This reverts to:

Lender’s Standard Variable Rate, currently 4.24%, for the remaining term of the mortgage.

The overall cost for comparison is:

The APRC applicable to your loan is 3.8%

£1,499 arrangement fee


  • Available on residential loans up to 60% of the purchase price or valuation of the property, whichever is the lower.
  • Available for purchase only
  • The product is available for loans between £250,000 to £1,000,000
  • Early Repayment Charge (ERC): 1.3% of loan amount redeemed until 30-Jun-2020; then 0.7% of loan amount redeemed until 30-Jun-2021.

Information is correct as at 16th May 2019.

Representative example:

Representative Example: 3.8% APRC based on borrowing £400,000 over 25 years on 1.44% fixed until 30.06.21, giving 24 monthly payments of £1,592.46 followed by 274 payments of £2,119.62 on a variable rate (currently 4.24%). Total amount payable £622,541 including the following one off cost – £999 lender arrangement fee.

Springtide Capital Limited is authorised and regulated by the Financial Conduct Authority.

Important Legal Information
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and loan amount. The FCA does not regulate most buy-to-let, second charge or commercial mortgages. The Financial Ombudsman Service is available at or by contacting them on 0800 023 4 567. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Copyright 2017 Springtide Capital Limited. All rights reserved