London 020 3040 4400

Mortgage Deal of the Month

Our choice for Februarys’ Mortgage Deal of the Month is an Intermediary exclusive 5 Year Fixed rate

Initial Rate:

A fixed rate of 1.80% until 30/06/2024

This reverts to:

Halifax’s Standard Variable Rate, currently 4.24%, for the remaining term of the mortgage

The overall cost for comparison is:

The APRC applicable to your loan is 3.4%

Arrangement and booking fee:


  • Available on residential loans up to 60% of the purchase price or valuation of the property, whichever is the lower.
  • Flexible Features – Portable, Overpayments, Payment holidays available.
  • Available for purchase and remortgage.
  • The product is available up to a loan of £1,000,000
  • Early Repayment Charge (ERC)

4.75% of the amount repaid until 30/06/2020
4.00% of the amount repaid until 30/06/2021
3.00% of the amount repaid until 30/06/2022
2.25% of the amount repaid until 30/06/2023
1.00% of the amount repaid until 30/06/2024

Information is correct as at 14th February 2019.

Representative example:

3.6% APRC based on borrowing £400,000 over 25 years on 1.29% fixed for 24 months, giving 24 monthly payments of £1,564.56 followed by 276 payments of £2,069.74 on a variable rate (currently 3.99%). Total amount payable £609,056 including the following one off costs – £999 lender arrangement fee and £20 remittance fee

Springtide Capital Limited is authorised and regulated by the Financial Conduct Authority.

Important Legal Information
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and loan amount. The FCA does not regulate most buy-to-let, second charge or commercial mortgages. The Financial Ombudsman Service is available at or by contacting them on 0800 023 4 567. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Copyright 2017 Springtide Capital Limited. All rights reserved