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Let a Mortgage Broker take the strain

Purchasing or remortgaging your home can be overwhelming and it is often considered one of the most stressful things you can do. Income and affordability are common concerns, and a mortgage is far more complicated than simply opting for the lowest rate or the best incentives. Finding out the best rate, length of term, which lender to choose, specifying features and understanding insurance are all time-consuming and complex matters.

For something as important as a mortgage it makes sense to get expert help from someone who deals with them day in, day out – a mortgage broker. Whether you’re a first-time buyer, purchasing your dream home, or looking to remortgage, working with a broker is an excellent way to source your mortgage. Let’s look at some of the reasons why.

  1. Brokers are experienced with complex cases

One of the main benefits of working with a broker is you can rely on their knowledge and experience of the market. If your application is more complex, for example because of your employment history, the property in question, or your financial situation, a broker will have the experience to help.

From applicants with multiple income streams, gifted deposits and self-employed applicants, mortgage brokers can advise you on your best option.

  1. Mortgage brokers remove the hassle

Brokers take the time to fully understand the needs of each client, so they get to know what you need, not just now but in the future. They do all the hard work for you, gathering the required information and documentation to conduct research. At Springtide Capital this means accessing products from more than 100 lenders to find the most suitable deal.

No one enjoys completing forms, especially for something as involved as a mortgage. Once you’ve made an informed choice based on a complete picture of the options available, your broker will prepare and submit your application for you. They’ll follow this up with a personalised report setting out and confirming their reasons for their advice and recommendations.

  1. Dedicated support

Alongside your mortgage consultant, at Springtide Capital we will allocate you a dedicated case manager. They will ensure your application proceeds as smoothly and speedily as possible, and they actively follow up with lenders through every step of the process. They can also liaise with third parties, such as solicitors, saving you valuable time and reducing concerns.

  1. Providing peace of mind

Understanding how you can protect your mortgage payments and safeguard your home if the worse should happen is vital. Our in-house protection specialists at Springtide can review and arrange the appropriate cover for personal and/or business customers ensuring you are completely aware of the risks and how best to mitigate them.

We are experts at helping clients to find the best possible options for their circumstances. At Springtide Capital our experts monitor all market indicators closely. Speak to us today to see how we could help you find the solution that’s right for you.

Contact Springtide Capital on 020 8154 7280.

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We can help you decide the best option for you. Get in touch on 020 8154 7280.