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The latest mortgage lending findings for June from the Financial Conduct Authority are as follows: The outstanding value of all residential mortgage loans increased by 0.7% from the previous quarter to £1,746.1 billion, and was 2.6% higher than a year earlier. The value of gross mortgage advances decreased by 12.3% from the previous quarter to …

Recent uncertainty in global politics, including the outbreak of the Iran conflict, has made financial markets, and consequently the UK mortgage market more unpredictable. The Bank of England Base rate has been held at 3.75% by the Bank of England since December 2025. Expectations for interest rates and inflation have shifted, funding costs for banks have …

So, you are looking to move on from your current home. Here are our top tips when preparing your house for sale, and in doing so you’re increasing your chances of achieving the highest value possible. Maximise kerb appeal Kerb appeal creates a lasting first impression – most buyers make up their minds in the …

We are heading towards Spring, which is traditionally the busiest period in the house buying calendar. It pays to be organised in advance of such a busy time and it needn’t be stressful if you prepare well and seek the right advice. 1. Get mortgage ready To improve your chances of getting the lowest mortgage rate …

2025 has seen much activity including 4 base rate changes from the Bank of England (BoE) and revisions in affordability criteria allowing lenders to lend more. Overall, the UK housing market has shown much recent resilience and has entered 2026 on a steady footing. House prices in 2026 According to consumer group Which experts agree …

The UK Budget of Wednesday 26th November has been delivered and whilst it does not set mortgage rates on its own, it does influence what home buyers can afford. In conjunction with other factors such as SONIA Swap Rates, The Bank of England Monetary Policy Committee interest rate policy, global market stability and financial forecasting, …