Our choice for July’s Mortgage Deal of the Month is a 2 year tracker rate at 4.03%
Initial Rate:
A variable rate which is 0.28% above the Bank of England base rate, currently 3.75%, giving a current rate payable of 4.03% for a
period of 24 months
This reverts to:
Followed by the lenders Standard Variable Rate, currently 6.50%, giving a current rate payable of 6.50% for the remaining
term of the mortgage
The overall cost for comparison is:
The APRC applicable to your loan is 6.1%
£999 arrangement fee
Features:
- Available on residential loans up to 60% of the purchase price or valuation of the property, whichever is the lower.
- Available for purchase only
- The product is available for loans from £6,000 to £2,000,000
- There are no early repayment charges
Information is correct as at 22nd July 2026.