Mortgage Deal of the Month

Our choice for May’s Mortgage Deal of the Month is a 5 year fixed rate at 4.12%:

Initial Rate:

A fixed rate of 4.12% until 30-Sep-2028

This reverts to:

Followed by a variable rate which is 3.49% above the Bank of England base rate, currently 4.50%, giving a current rate payable of 7.99% for the remaining term of the mortgage

The overall cost for comparison is:

The APRC applicable to your loan is 6.4%

£999 arrangement fee


  • Available on residential loans up to 60% of the purchase price or valuation of the property, whichever is the lower.
  • Available for purchase and remortgage
  • The product is available for loans between £5,000 and £2,000,000

Early Repayment Charges:

2% of loan amount redeemed to be paid until 30-Sep-2028

Information is correct as at 30th May 2023.

Representative Example: 4.2% APRC based on borrowing £300,000 over 20 years on 3.29% fixed for a period of 60 months, giving 60 monthly payments of £1,713.48 followed by 180 payments of £1,890.28 on a variable rate (currently 4.74%). Total amount payable £443,124.20 including the following one off cost – £999 lender arrangement fee